A: We can be contacted as follows:

Head Office
Shop # 8 Matilda's Corner Plaza
115 1/4 Old Hope Road
Liguanea, Kingston 6
Tel: +1(876)816-9942/ 446-3671
Email: loans@cashbizfinance.com 

A:  Mondays - Fridays:  9:00 am - 5:00 pm.

A: Interest rate ranges between 7 and 10% per month for first time customers. This rate is determined based on customers risk profile/credit ratings.  Repeat customers with good credit ratings will receive lower interest rates.

Interest rates vary between 4.5% and 7.0% for loan greater than $50,000, taken for six months or more.

A: Yes, our Loans service require you to sign a contract to indicate that you understand and agree to the terms and conditions of the loan

A. Yes, Cashbiz Finance Limited is duly registered with the Companies Office of Jamaica.

A: Yes we do, recommend a new customer and get $500 off each month the person repays.

Recommend 3 GOOD customers (customers who pay on time) to get a commission of seven hundred and fifty dollars ($750) per customer. Five hundred dollars ($500.00) for each new referral will be paid to you for number of referrals greater than 3 persons.

A: A payroll loan also called a payday loan is a service which provides customers with a cash advance until the next payday.

A: Applicants are required to provide the following documentation:

• Letter of recommendation/ character reference
• Prof of income - Last two (2) job pay slips or bank statement for the last 6 months
• Taxpayer Registration Number (TRN)
• Valid picture identification e.g. Voters ID, Driver’s License or Passport
• Proof of address e.g. Last utility bill in applicant's name
• Two references - Name address, telephone number of references 

Applicants will also need to meet the following criteria

• Must have a full time job for at least one (1) year
• Have a bank account
• Be able to repay loan through salary deduction/asset*

*We accept assets(collateral security) or important documents in support of loans that are not salary deducted. Assets must however have a market value of at least twice the value of the loan.  These include Laptops, Flat screen TV, Flat screen Monitors, Tools, Equipment, Jewellery, etc. In order to make loans easily accessible, we also hold important documents such as motor vehicle title, Life Insurance contracts etc. However, these are for relatively small loan amounts.       

A: The amount of money that can be borrowed will be determined by a number of factors, first time borrowers can borrow up to $25,000, repeat customers with good repayment history can borrow up to $100,000*, terms and conditions apply, please contact one of our loans officers for detail and to enquire about customised loan packages in excess of $75,000. 

A: Customers are allowed up to twelve (12) months to repay loans of $50,000 or more.

Loans between $20,000 and $30,000 are normally repaid within a three to six months period. 

We encourage customers to repay loan in the shortest possible time. Payments may be weekly, fortnightly or monthly and are paid via salary deduction, bank standing order, back deposit or at our office via debit or credit card (using our point of sale machine)

A: Interest rate ranges between 7% and 10% per month for first time customers. This rate is determined based on customers risk profile/credit ratings.

Repeat customers with good credit ratings will receive lower interest rates. Interest rates vary between 4.5% and 7.0% for loan greater than $50,000, borrowed for six months or more.

A: CashBiz Finance is please to offer several convenient methods for you to repay your loan. Repayments can be done via salary deduction, bank standing order, bank deposit or via debit or credit card 

• Bank deposits or transfers maybe done at any branch of any of the following Institutions.
• National Commercial Bank (NCB) Knutsford Boulevard - Account #: 351 152 176
• Bank of Nova Scotia (BNS) Half Way Tree -60145 - Account #: 942169
• First Global bank  (FGB), New Kingston (99075)(JNBS) ­ Account #: 246 4550
• Jamaica National Building Society (JNBS) - Account #: 1001 8675 

Loan repayments may also be done by swiping your debit or credit card at the point of sale machine at our office. Payments may be weekly, fortnightly or monthly.

A: Interest rate ranges between 7% and 10% per month for first time customers. This rate is determined based on customers risk profile/credit ratings.

Repeat customers with good credit ratings will receive lower interest rates. Interest rates vary between 4.5% and 7.0% for loan greater than $50,000, taken for six months or more.

A: A CashBiz Finance Loan can be used for virtually any purpose, these include but not limited to the following:

• General expenses
• School fees, exam fees and back to school expenses
• Motor vehicle insurance and emergency repairs
• Emergency medical expenses
• Funeral expenses
• Vacations and Special Events
• Small Business loans

A: Yes, our Payroll Loan service require you to sign a contract to indicate that you understand and agree to the terms and conditions of the loan

A: You simply complete the loan application form available online via this website www.cashbizfinance.com or in office located at Shop #8 Matilda's Corner Plaza 115 1/4 Old Hope Road, Liguanea Kingston 6. An application form can also be emailed or faxed to your location upon request.

Three (3) Easy Steps to Apply for a Loan:

Step 1 – Complete and Submit Completed Application Form

Call or visit our office at  Shop #8 Matilda's Corner Plaza 115 1/4 Old Hope Road, Liguanea Kingston 6.

Kingston 20 , An application form can also be faxed to you at your request.   

Office hours: Mondays – Fridays 8:30am - 4:30pm.

24 hours services also available by applying online. Complete the application form on this page. Completing the application form does not obligate you to any of our services. It simple provides the information needed for CashBiz Finance Limited to contact you about our services.

Confidentiality: Information provided on this site will be used only for the purpose of initiating a discussion on the loan process and will not be disclosed to third parties.

Step 2

A member of our team will contact you after receiving your completed application form to discuss your financial needs, and together select a programme that works best for you.

Pay non-refundable processing fee if you are qualified for the loan*

Step 3

Our team member will customize your plan to ensure that the duration and payback suits your circumstances. Cashbiz

Submit required paper work.  A decision will be made in within the hour. Upon approval, we will finalize the set-up for repayment and funds will be provided by way of a cheque or lodged to the client’s bank account.

A: You may apply for a loan at our office located at Shop #8 Matilda's Corner Plaza 115 1/4 Old Hope Road, Liguanea Kingston 6

Kingston 20, Tel (876) 816-9942. Our opening hours are Mons to Fri 9:00am to 5:00pm . We also encourage clients to sign-up online via our secure online application form. Click here to apply.

A: After approval, loans are normally processed within 24 hour of receiving ALL required documents. Repeat customers are processed within 30 minutes after receiving ALL required documents.

A: Once the online application is submitted an agent will contact you via phone or e-mail, within 24 hour to address your application and facilitate the application process. Business hours are Mondays to Fridays 9:00am to 5:00pm. For applications submitted after hours we will contact you the next business day.

A: At CashBiz Finance we offer micro loans ranging from $5,000 to $75,000, customers borrowing for the first time can access up to $25,000.

Interest rate ranges from 7% to 10% per month depending on the customers risk profile.

Customers are given up to 6 months to repay loans of $50,000 or less and up to 12 months to repay loans greater than $50,000.

Loans amounting to $50,000 or more that are taken for more than 6 months, will attract interest ranging from 4.5% to 7.0% per month. Conditions apply*.

Loans that are not salary deducted must be supported by assets. Assets (collateral security) must have a market value of at least twice the value of the loan.  These include Laptops, Flat screen TV, Flat screen Monitors, Tools, Equipment, Jewellery, etc. In order to make loans easily accessible, we also hold important documents such as motor vehicle title, Life Insurance contracts etc. However, these are for relatively small loan amounts. 

We can also customize your plan to ensure that the duration and payback suits your circumstances thereby providing you with the flexibility you require

A: We work closely with our customers when life happens and work towards solutions that can keep your account in good standing. 

   If you think that you may miss a payment, you should immediately contact contact us. Please note that late payments attracts a fee of 1% per day of the amount due.

A: The loan will be disbursed via cheque or lodged directly to your bank account.

A: No processing fee is charged if you are not qualified for the loan, however qualified borrowers are charged a small non-refundable processing fee as follows: